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February 27, 2010  
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Insurance Advisors Terms


  > Umbrella policy
Umbrella policies provide additional liability coverage after the limits of your underlying policy are reached.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
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