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August 24, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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  > COBRA Benefits
COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
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   Get a Quote - Wyoming Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! Wyoming Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of Wyoming Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our Wyoming Life Insurance Advisors today.

Some types of Wyoming Permanent Life Insurance include:
  • Wyoming Whole Life Insurance
  • Wyoming Universal Life Insurance
  • Wyoming Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of Wyoming life insurance: Term Life and Permanent Life Insurance.

Wyoming Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, Wyoming Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need Wyoming life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our Wyoming Life Insurance Advisors today.

 

Contact our Wyoming Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Wyoming Insurance Advisors today:

  • Casper
  • Cheyenne
  • Cody
  • Douglas
  • Evanston
  • Gillette
  • Green River
  • Jackson
  • Lander
  • Laramie
  • Powell
  • Rawlins
  • Riverton
  • Rock Springs
  • Sheridan
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Wyoming External Sites    
 
 

FCIC - The Handbook - Wyoming State Services
Department of Insurance Herschler Bldg.,122 West 25th St. 3rd Floor East ... Wyoming Department of Agriculture 2219 Cary Ave. Cheyenne, WY 82002-0100
Wyoming - May 2004 OES State Occupational Employment an
SOC Major Groups in Wyoming:. 00-0000 All Occupations ... 43-9041, Insurance Claims and Policy Processing Clerks, 210, $11.17, $10.90, $22670, 4.1 %

 
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Latest News
  Latest Insurance related news in Wyoming and nationwide: Mar 02, 2007 - Secure The Right Care In Your Later Years
HIPAA offers protections for individuals who have preexisting conditions, helping them to keep coverage for those conditio
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Mar 02, 2007 - Keep Health Coverage After A Job Change
Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther
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Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


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The information provided on Wyoming Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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